Initial response of 200-250 words. Due: 11:59 PM ET Wednesday of this week Respond to two classmates (100-150 words) Due: 11:59 PM ET Sunday of this week I think that purchasing long-term care insurance can be valuable. This is because of the ways in which the life-expectancy rates of individuals are becoming inconsistent gradually (Niles, 2020). Moreover, there can be benefits of such insurance obtained by the family members of the insured individuals. Therefore, individuals dying at early ages in their lives can be able to secure the lives of their family members with the purchasing of this type of insurance. The lack of proper prediction of the life expectancies of individuals can make it impossible for individuals to understand whether they will need long-term care insurance or not. There can