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"Education is the most powerful weapon which you can use to change the world”
– Nelson Mandela

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Chapter 11- Discussion Forum.

Chapter 11- Discussion Forum.

Q Often when people learn about accord and satisfaction they wonder whether someone could use it to pay off a credit card. As the book makes clear that won't work since there are safeguards in terms of who you need to send it to. But the other issue is that credit card debt is generally liquidated - there is no real dispute about how much is owed. Unliquidated debts are actually pretty uncommon - try to come up with an example that doesn't involve disputes about medical billing.

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When viewing the credit card bills, many people are found to only pay more attention to one particular number, i.e upon the total amount they do owe individually. If in reality, this is every individual’s priority, those people are not going to play any significant role in eradicating their debt (Lieber, 2018). Precisely, it can be said in this perspective that one of the most effective way to eradicate debt is to simply follow the avalanche method within which an individual is found to jot down their debts ranging from higher to lower as per the interest rate. For this, individuals are required to pay a minimum amount of balance from each in comparison to the dedicated ones including as much extra a person can each month provide with high interest amount.