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Risk Management and Insurance_Exam 3

Risk Management and Insurance_Exam 3

Q 1. What are the approaches available for auto accident victims?

Q 2. What are the characteristics of no-fault insurance?6. What are the major exclusions to Liability Coverage: Part A in the PAP?7. What factors puts a driver in the high risk category?

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Approaches in a number are available for the victims of the auto accident to be compensated. The approaches for paying off victims of the auto accident are mentioned below: • Laws of financial responsibility: It needs insurance proof only after an accident was caused by the driver or driver got imprisoned for certain offenses like driving under impact or reckless driving. The problem with this law is that the needed insurance amount is minimal and several accidents won’t be covered.