The article penned down by Owen and Sawhill, has mainly focused on the how the education cost is increasing in US. The writer has also claimed that sometimes, the tuition fees at institutions even surpasses the neat family income of the households at United States. In addition to that, it has also been evidenced that even before entering the college education, a student has to think about whether he will be able to bear the cost of education or not. This is particularly surprising because, another issue which is adding fuel to this fire is the issue of education loan debt on most of young adult in America. While return to college is always believed to be beneficial even after calculating its huge costs, with this scary scenario of financial crisis, every time the student’s potential threat while continuing their education.